Two that I have eprsonally knowledge of in the automobile insurance industry who do ALL their business over the telephone, GEICO Inusrance, and USAA Insurance Company and, both cretae a sense of rugency by informing the consumer that coverage will start only .... Koster also fail to state that this multistate invsetigation was into many extended warranty companies, not just US Fidelis as he has made it out to sound. Now who is misleading people Shame, shame, sahme. ...